World

Health insurance rules are changing. How to avoid an unanticipated bill.

A raise is supposed to help your finances, but for some Americans with Affordable Care Act plans, it could backfire this year. Subsidies are what make these plans affordable for millions of Americans - but there's a catch. Once your earnings top 400 percent of the federal poverty level, or $84,600 for married couples for 2026 coverage, those federal assistance payments vanish. And if you've received advance payments throughout the year to cut your monthly bill, you may have to pay those back. Su